Stressed Account Funding
Specialized capital solutions for businesses facing stressed loan accounts, liquidity constraints, or NPA classification — helping promoters settle liabilities, revive operations, and restore stability.
Service Overview
Stressed Account Funding is a specialized financing solution designed for businesses facing financial challenges due to stressed loan accounts, liquidity constraints, or non-performing asset (NPA) classification. Many viable businesses struggle to access fresh credit despite possessing strong operational potential and valuable assets.
At Arthasetu, we bridge this funding gap by facilitating access to specialized lenders, NBFCs, private credit funds, and structured finance providers that understand distressed situations. Our objective is to help businesses secure the capital required to settle existing liabilities, revive operations, improve cash flow, and restore financial stability.
Through our extensive lender network and strategic funding expertise, we help promoters and businesses navigate challenging financial situations while creating a pathway toward recovery and growth.
What the Service Includes
OTS Funding Support
Facilitating funding solutions that help borrowers execute approved One Time Settlement arrangements with banks and financial institutions.
NPA Account Revival Funding
Structuring capital solutions for businesses seeking to regularize stressed loan accounts and restore banking relationships.
Promoter Contribution Funding
Assisting promoters in arranging capital required to meet lender conditions under restructuring or settlement programs.
Special Situation Funding
Connecting businesses with specialized lenders willing to finance opportunities arising from distressed or transitional situations.
Working Capital Revival Support
Providing access to funding required to restart operations, support procurement, and improve business continuity.
Structured Debt Solutions
Designing customized financing structures aligned with the unique requirements of stressed businesses and their stakeholders.
Our Process
Situation Assessment
Understanding the nature of the stress, outstanding liabilities, asset profile, and recovery objectives.
Solution Structuring
Designing a funding structure suited to OTS, NPA revival, promoter contribution, or special situation needs.
Lender Coordination
Connecting with specialized NBFCs, private credit funds, and structured finance providers suited to the situation.
Funding & Resolution
End-to-end support through documentation and disbursement to settlement, revival, and continued operations.
Benefits of Stressed Account Funding
Faster Resolution of Stressed Liabilities
Access funding required to settle outstanding obligations and accelerate financial recovery.
Business Continuity
Maintain operations and preserve business value during periods of financial stress.
Improved Financial Flexibility
Create liquidity that allows management to focus on operational performance and growth.
Enhanced Recovery Opportunities
Support long-term revival efforts through strategic capital infusion and financial stabilization.
Why Choose Our Stressed Account Funding Advisory
Expertise in Complex Funding Situations
Extensive experience in arranging capital solutions for businesses facing challenging financial circumstances.
Access to Specialized Capital Providers
Strong relationships with NBFCs, private lenders, structured credit funds, and alternative financing partners.
Customized Funding Structures
Tailored solutions designed around business requirements, asset profiles, and recovery objectives.
End-to-End Advisory Support
Comprehensive assistance from financial assessment and lender identification to funding execution.
Focus on Business Recovery
A practical approach centered on restoring financial stability and enabling future growth opportunities.
Ready to Bridge the Gap?
Let us help you navigate the complexities of finance. Schedule a free consultation with our experts today.
What Our Clients Say
Hear from the businesses we've helped bridge the gap between ambition and capital.
Rajesh Malhotra
Founder, Malhotra Exports
Arthasetu handled our debt syndication with real precision. Their lender network got us a term sheet in weeks, not months.
Anita Sharma
CFO, Northline Textiles
Their credit rating advisory rewrote how lenders saw our balance sheet. Transparent process, zero surprises, real results.
Priya Nambiar
Director, Coastal Realty Group
From OTS negotiation to restructuring, the team stayed hands-on at every step. We finally have a lender relationship we trust.
Vikram Rao
MD, Rao Agri Exports
We needed working capital fast during harvest season. Arthasetu's bill discounting advisory got us funded without collateral hassle.
4.9 / 5 on Google Reviews — from 715+ verified client reviews