Term Loans Advisory
Structured long-term financing for capital expenditure, business expansion, and asset acquisition — term loans from banks and NBFCs matched to your repayment capacity and growth plans.
Service Overview
Growth often requires more than working capital. Setting up new facilities, buying machinery, expanding infrastructure, or acquiring long-term assets all need financing matched to the life of the investment, not just the next few months.
Term Loans Advisory at Arthasetu Finhub Private Limited helps businesses secure structured long-term financing from banks and NBFCs, matched to the useful life of the asset or project and repayable over a tenure that fits genuine cash flow capacity.
The service covers everything from assessing your funding requirement and project viability to structuring the right loan, coordinating with lenders, preparing documentation, and securing sanction on favourable terms.
What the Service Includes
Term Loan Requirement & Project Assessment
Evaluating your capex plan, asset acquisition need, or expansion project to determine the right loan quantum, tenure, and repayment structure.
Loan Structuring & Tenure Planning
Structuring the term loan with an appropriate moratorium, repayment schedule, and tenure aligned to projected cash flows and asset life.
Bank & NBFC Coordination
Coordinating with banks and financial institutions to present your funding requirement, facilitate lender discussions, and manage the end-to-end sanction process.
Documentation & Compliance Support
Preparation and organization of project reports, financial statements, asset quotations, and lender-specific documentation required for term loan sanction.
Interest Rate & Cost Structuring Advisory
Guidance on interest rate options, processing fees, and overall cost structuring to secure financing terms that fit your business economics.
Financial & Repayment Capacity Evaluation
Assessment of business financials, cash flow projections, and repayment capacity to build a strong credit case that lenders will be comfortable approving.
Our Process
Requirement Assessment
Reviewing your capex plan, asset need, or project scope to determine the right loan structure.
Loan Structuring
Structuring loan quantum, tenure, and repayment schedule aligned to projected cash flows.
Lender Coordination
Presenting your funding requirement to banks and NBFCs and managing the sanction process.
Sanction & Disbursal
End-to-end support through documentation, approval, and disbursal of the term loan.
Benefits of Term Loans Advisory
Financing Matched to Asset Life
Repayment tenure structured to match the useful life of the asset or project, keeping installments aligned with the returns the investment generates.
Preserve Working Capital for Operations
By financing long-term needs separately from day-to-day working capital, businesses avoid straining short-term liquidity to fund capex or expansion.
Structured Repayment with Predictable Costs
Fixed or structured repayment schedules bring predictability to cash flow planning, helping businesses budget accurately for debt servicing.
Support for Business Growth & Expansion
Access to long-term capital enables investment in machinery, infrastructure, and new facilities without compromising ownership or diluting equity.
Why Choose Our Term Loans Advisory
Project-Focused Advisory
The advisory process is built around your actual capex plan, project scope, and business requirement — ensuring the loan structured is practical, usable, and genuinely supports your growth plan.
Lender Network Across Banks and NBFCs
Coordination is carried out across public sector banks, private banks, and NBFCs — identifying lenders best suited for your business type, industry sector, and loan size.
Structured Documentation for Faster Sanction
Loan applications are backed by well-organized project reports and financials that give lenders the confidence to sanction quickly and on favourable terms.
Support Across Loan Sizes and Sectors
Advisory support spans a range of loan sizes and sectors, whether financing a single equipment purchase or a larger multi-phase expansion project.
Organized Execution Without Business Disruption
The coordination, documentation, and follow-up process is managed efficiently so your team does not have to spend time chasing banks while trying to run daily operations.
Ready to Bridge the Gap?
Let us help you navigate the complexities of finance. Schedule a free consultation with our experts today.
What Our Clients Say
Hear from the businesses we've helped bridge the gap between ambition and capital.
Rajesh Malhotra
Founder, Malhotra Exports
Arthasetu handled our debt syndication with real precision. Their lender network got us a term sheet in weeks, not months.
Anita Sharma
CFO, Northline Textiles
Their credit rating advisory rewrote how lenders saw our balance sheet. Transparent process, zero surprises, real results.
Priya Nambiar
Director, Coastal Realty Group
From OTS negotiation to restructuring, the team stayed hands-on at every step. We finally have a lender relationship we trust.
Vikram Rao
MD, Rao Agri Exports
We needed working capital fast during harvest season. Arthasetu's bill discounting advisory got us funded without collateral hassle.
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