Vendor Finance
Strengthen your supply chain by enabling early payments to vendors while extending your own payment cycle — structured vendor financing solutions from banks and NBFCs.
Service Overview
Managing supplier payments while protecting your own cash flow is one of the biggest challenges for growing businesses. Paying vendors early strengthens relationships, but it also locks up working capital that could be used elsewhere.
Vendor Finance at Arthasetu Finhub Private Limited helps businesses resolve this tension. We structure and arrange vendor financing facilities with banks and NBFCs so your suppliers can receive early payments while you continue to enjoy extended credit terms.
The service covers the complete process — from assessing your vendor ecosystem and structuring the right facility, to coordinating with lenders, preparing documentation, and operationalising a programme that improves both cash flow and supplier relationships.
What the Service Includes
Vendor Finance Facility Structuring
Assessment of your vendor base, payment cycles and working capital needs to structure a vendor financing programme that benefits both your business and your suppliers.
Bank & NBFC Coordination
End-to-end coordination with banks and NBFCs to present your vendor ecosystem, manage discussions and handle the complete facility sanction and onboarding process.
Programme Design & Limit Sizing
Designing the right programme structure and limit size based on vendor volumes, payment terms and your overall working capital strategy.
Documentation & Compliance Support
Preparation and organisation of all required documentation including vendor agreements, KYC, invoices and lender-specific papers for smooth onboarding.
Vendor Onboarding Support
Support in communicating the programme to vendors, guiding them through the onboarding process and ensuring high participation for maximum benefit.
Ongoing Programme Management
Advisory support for monitoring utilisation, managing limit enhancements and ensuring the vendor finance programme continues to deliver value over time.
Our Process
Vendor Ecosystem Review
Assessment of your key vendors, payment terms and overall supply-chain financing requirements.
Facility Structuring
Designing a vendor finance programme sized to your vendor volumes and cash-flow objectives.
Lender Coordination
Presenting the programme to banks and NBFCs and managing the complete sanction process.
Onboarding & Activation
End-to-end support for documentation, vendor onboarding and activation of the facility.
Benefits of Vendor Finance
Improved Supplier Relationships
Enable early payments to vendors without impacting your own cash flow, strengthening long-term supply chain partnerships.
Extended Payment Terms
Continue to enjoy longer credit periods from suppliers while they receive funds early through the financing programme.
Optimised Working Capital
Free up internal funds that would otherwise be locked in early vendor payments and deploy them for growth or operations.
Supply Chain Resilience
A well-structured vendor finance programme improves vendor loyalty and reduces the risk of supply disruptions.
Why Choose Our Vendor Finance Advisory
Supply-Chain Focused Approach
Every programme is designed around your actual vendor ecosystem, payment cycles and working capital priorities.
Wide Lender Network
We work across public sector banks, private banks and NBFCs to identify the most suitable partner for your vendor finance needs.
Accurate Programme Design
Limits and structures are carefully sized based on vendor volumes, payment terms and your overall financial profile.
End-to-End Execution
From structuring and sanction to vendor onboarding and ongoing management — complete support at every stage.
Minimal Business Disruption
Documentation, coordination and follow-ups are handled by us so your team can stay focused on core operations.
Ready to Bridge the Gap?
Let us help you navigate the complexities of finance. Schedule a free consultation with our experts today.
What Our Clients Say
Hear from the businesses we've helped bridge the gap between ambition and capital.
Rajesh Malhotra
Founder, Malhotra Exports
Arthasetu handled our debt syndication with real precision. Their lender network got us a term sheet in weeks, not months.
Anita Sharma
CFO, Northline Textiles
Their credit rating advisory rewrote how lenders saw our balance sheet. Transparent process, zero surprises, real results.
Priya Nambiar
Director, Coastal Realty Group
From OTS negotiation to restructuring, the team stayed hands-on at every step. We finally have a lender relationship we trust.
Vikram Rao
MD, Rao Agri Exports
We needed working capital fast during harvest season. Arthasetu's bill discounting advisory got us funded without collateral hassle.
4.9 / 5 on Google Reviews — from 715+ verified client reviews